If you have been looking for second chance checking accounts, I’m here to give you some good news — these accounts are, in fact, available! Just remember that all financial institutions must abide by the provisions of the Patriot Act, so you will need to be prepared to give them some form of identification so that they can verify your identity. In most cases a driver’s license or verified state ID card will be sufficient — so when you apply online, make sure you have your identification card necessary. As long as you can prove your identity, you shouldn’t have much problem at all in signing up for one of these accounts.