My wife and I have let our finances get a little out of control and I intend to do something about it.  We have way too many credit cards and it is difficult to make the minimum payments on them each month.  I would like to take out a loan that will allow us to pay everything off and have one monthly payment to contend with.  If we are able to do this the credit cards are history.  We are going to start buying only the things we can afford.  I want to find a simple loan calculator to get an idea of what the payments would be if we are able to take out a loan.

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