My father used to work for a bank, and would more particularly work with the people who were coming in to get vehicle loans.  A car loan is an interesting thing and he would tell me all of the funny stories about how people would try to convince him to give them a loan.  I would laugh my head off and try to understand some of their ways.  They would come in with their own collateral and even ask to make him dinner, or take him out to buy clothes if he would just approve them for the loans.  It was very funny.